All the funds of our clients will be held in the name of our clients and/or the name of Our Company on behalf of the client in a separate, specifically designated bank account. We maintain segregated records in the accounting system of its own funds/assets and the funds kept on behalf of all our clients so we may, at any point in time and without any delay, distinguish funds held for one particular client from funds held for another client, as well as from our own funds or assets. Clients’ funds are kept off balance sheet and will not be used to pay back creditors in the unlikely event of the company defaulting. Furthermore, we will not be liable for any failure or insolvency of any bank and/or financial institution in which our clients’ funds are held.